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Adjustable Rate Mortgage Rates
Effective Date: Tuesday, September 22, 2026
Adjustable Rate Mortgage Rates (Rate Table)| Type | Interest Rate | # Monthly Payments | Points | Monthly Payment Per $1,000 | Fully Indexed Rate % | # of Monthly Payments | Monthly Payment Per $1,000 | APR* | |
|---|
| 1 Year Adjustable | 7.000% | 12 | 0.000% | $6.65 | 7.000% | 348 | $6.65 | 7.01% | How To Apply |
| 3 Year Adjustable | 7.000% | 36 | 0.000% | $6.65 | 7.250% | 324 | $6.81 | 7.19% | How To Apply |
| 3/1 Year Adjustable | 7.000% | 36 | 0.000% | $6.65 | 7.250% | 324 | $6.81 | 7.19% | How To Apply |
| 5/1 Year Adjustable | 6.750% | 60 | 0.000% | $6.49 | 7.375% | 300 | $6.86 | 7.13% | How To Apply |
| 7/1 Year Adjustable | 6.875% | 84 | 0.000% | $6.57 | 7.375% | 276 | $6.85 | 7.12% | How To Apply |
Payments shown do not include taxes or insurance. Your monthly payment will be greater.
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
APR may increase after closing.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Based on a 30 year term.
Available on conforming owner-occupied loan amounts for a single family is $832,750, 2-family is $1,066,250, 3-family is $1,288,800, 4-family is $1,601,750.
