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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Deposit Insurance

Dear Depositors,

Reading and watching the news from the past few days has made it clear: the voice of community banking, the voice of reason and historic stability and resiliency, needs to be heard.

  • As a community bank, North Cambridge Co-operative Bank remains well capitalized and well positioned to continue to serve our customers and community. We were chartered 111 years ago and expect to serve this community for generations to come.
  • As a community bank customer, you have access to our experienced team, and we stand ready to assist you at all times with any of your questions or concerns.
  • As a community bank, we take pride in our relationship-based business model focused on building long-term trust with our customers. After all, we live in your community too, and your success is our success.
  • Our deposits are covered in full.  No depositor has ever lost a penny in a bank insured by BOTH the FDIC and the Depositors Insurance Fund (DIF). Each depositor is insured by the FDIC to at least $250,000. All deposits above the FDIC insurance amount are insured by the Depositors Insurance Fund (DIF).
  • If you have questions about your coverage, or would like to learn more about FDIC and DIF insurance and how it works, we encourage you to access the following resources or give us a call directly at 617-876-5730:

o   Understanding Deposit Insurance.

o   FDIC Deposit Insurance FAQs.

o   FDIC Calculators.

o   DIF - Depositors Insurance Fund (difxs.com)

 Thank you for your continued confidence.