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North Cambridge Co-Operative Bank

Privacy Policy

FACTSWhat Does North Cambridge Co-operative Bank Do With Your Personal Information?
Why?Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What?The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and income
  • Account balances and payment history
  • Transaction history and credit history
When you are no longer our customer, we continue to share your information as described in this notice.
How?All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons North Cambridge Co-operative Bank chooses to share; and whether you can limit this sharing.
Reasons we can share your personal informationDoes North Cambridge Co-operative Bank share?Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		YesNo
For our marketing purposes -
to offer our products and services to you		NoWe don't share
For joint marketing with other financial companiesNoWe don't share
For our affiliates' everyday business purposes –
information about your transactions and experiences		NoWe don't share
For our affiliates' everyday business purposes –
information about your creditworthiness		NoWe don't share
For our nonaffiliates to market to youNoWe don't share
Questions?Call 617-876-5730
What we do
How does North Cambridge Co-operative protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does North Cambridge Co-operative collect my personal information?We collect your personal information, for example, when you
  • Open an account or deposit money
  • Pay your bills or apply for a loan
  • Use your debit card
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can't I limit all sharing?Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Definitions
AffiliatesCompanies related by common ownership or control. They can be financial and non-financial companies.
•  North Cambridge Co-operative has no affiliates.
Non-affiliatesCompanies not related by common ownership or control. They can be financial and non-financial companies.
•  North Cambridge Co-operative Bank does not share with nonaffiliates so they can market to you.
Joint MarketingA formal agreement between nonaffiliated financial companies that together market financial products or services to you.
•  North Cambridge Co-operative Bank does not jointly market.

Other Important Information

North Cambridge Co-operative Bank has established standards and practices to ensure compliance with the provisions of M.G.L. c.93H relative to the safeguarding of personal information contained in both paper and electronic records for residents of the Commonwealth of Massachusetts.