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Mortgage Loans

If you’re looking for a mortgage, look no further. We offer a variety of mortgage programs to suit your needs.

Fixed Mortgage Rates

Effective Date: Thursday, November 21, 2024

Fixed Mortgage Rates (Rate Table)
TypeInterest RateAPR*Monthly Payments Per $1,000 Borrowed 
30 Year Fixed Rate6.875%6.885%$6.57How To Apply
20 Year Fixed Rate6.875%6.889%$7.68How To Apply
15 Year Fixed Rate6.375%6.392%$8.64How To Apply
10 Year Fixed Rate6.375%6.399%$11.29How To Apply

Payments shown do not include taxes or insurance. Your monthly payment will be greater.
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Available on conforming owner-occupied loan amounts for a single family is $647,200, 2-family is $828,700, 3-family is $1,001,650, 4-family is $1,244,850.

Adjustable Rate Mortgage Rates

Effective Date: Thursday, November 21, 2024

Adjustable Rate Mortgage Rates (Rate Table)
TypeInterest Rate# Monthly PaymentsPointsMonthly Payment Per $1,000Fully Indexed Rate %# of Monthly PaymentsMonthly Payment Per $1,000APR* 
1 Year Adjustable6.375%120.000%$6.247.125%348$6.737.06%How To Apply
3 Year Adjustable6.375%360.000%$6.247.000%324$6.636.85%How To Apply
3/1 Year Adjustable6.375%360.000%$6.247.000%324$6.636.85%How To Apply
5/1 Year Adjustable6.375%600.000%$6.247.000%300$6.616.76%How To Apply
7/1 Year Adjustable6.375%840.000%$6.247.000%276$6.596.69%How To Apply

Payments shown do not include taxes or insurance. Your monthly payment will be greater.
*Annual Percentage Rate (APR)
Rates are subject to change without notice.
APR may increase after closing.
Rate and Annual Percentage Rate (APR) are based on 20% down payment.
APR includes flood certification fee, tax service fee and copy of tax return fee.
Any borrower obtaining a loan secured by real estate must provide the Bank with satisfactory proof of hazard/homeowner's/flood insurance.
Subject to credit approval.
Ask a Mortgage Loan Officer for details as they apply to you.
Based on a 30 year term.
Available on conforming owner-occupied loan amounts for a single family is $647,200, 2-family is $828,700, 3-family is $1,001,650, 4-family is $1,244,850.

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